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Blog Post | Consumer Tips, COVID-19, Higher Ed

Safe Travel Information for College Students and Parents

As parents and students make trips across the country to return to college, you are probably wondering how to do so safely during the COVID-19 pandemic. This guide will outline some of the safer options.

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Blog Post | Consumer Tips, COVID-19, Higher Ed

Tips on what to pack for college during the COVID-19 pandemic

The COVID-19 pandemic presents a whole new situation for college students. This guide outlines items that students should pack when they return to campus.

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Blog Post | Consumer Tips, COVID-19, Consumer Protection

Is your mortgage forbearance ending? | Teresa Murray

If the COVID-19 pandemic affects your ability to pay, here’s what you need to know

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Blog Post | Consumer Tips, COVID-19, Consumer Protection

If you’re behind on your mortgage payments, here are some tips | Teresa Murray

Good news: You may still be able to request a forbearance because of COVID-19

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News Release | Iowa PIRG Education Fund | Consumer Protection

Questionable lending drives Americans to record auto debt

The amount of money Americans owe on their cars is now at an all-time high -- up 75 percent since the end of 2009. Americans’ rising indebtedness for cars raises concerns about the financial future of millions of households as lenders extend credit to more and more Americans without the ability to repay, according to a new U.S. PIRG report.

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News Release | U.S. PIRG Education Fund | Public Health

New report highlights how toxic “accidents waiting to happen” threaten U.S. waterways

Facilities storing billions of gallons of toxic waste threaten America’s rivers and millions of people who live near them, according to a new report from the Environment America Research & Policy Center, U.S. PIRG Education Fund and the Frontier Group. Entitled  Accidents Waiting to Happen: Toxic Threats to Our Rivers, Lakes, and Streams, the study documents toxic pollution threats from five types of facilities and offers answers on how to prevent them.

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News Release | U.S. PIRG Education Fund | Consumer Protection, Food

Recall of Gold Medal Flour for Salmonella Contamination

General Mills announced Wednesday it is recalling all five-pound bags of Gold Medal Unbleached Flour because of potential Salmonella contamination. U.S. PIRG Consumer Watchdog issued the following statement.

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News Release | U.S. PIRG Education Fund | Consumer Protection

Fiat Chrysler Settlement Fails to Protect Consumers

While we are glad that Fiat Chrysler is paying something for damaging the health of Americans and deceiving customers, this settlement does not go far enough. It neither ensures these violations of the public trust won’t happen again nor makes consumers whole.

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News Release | U.S. PIRG Education Fund | Antibiotics

McDonald’s Takes Step to Protect Public Health, Commits to Reduce Medically Important Antibiotic Use in Beef Supply

McDonald's Commits to Reducing Medically Important Antibiotic Use in its Beef Supply Chain 

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Report | Iowa PIRG Education Fund | Tax

The Hidden Cost of Offshore Tax Havens

When U.S. corporations and wealthy individuals use offshore tax havens to avoid paying taxes to the federal government, it is an abuse of our tax system. Tax haven abusers benefit from our markets, infrastructure, educated workforce, and security, but they pay next to nothing for these benefits. Ultimately, taxpayers must pick up the tab, either in the form of higher taxes, cuts to public spending priorities, or increased national debt. 

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Report | Iowa PIRG Education Fund | Democracy

Billion Dollar Democracy

The first presidential election since Citizens United lived up to its hype, with unprecedented outside spending from new sources making headlines.

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Report | Iowa PIRG Education Fund | Budget, Tax

What America Could Do With $150 Billion Lost to Offshore Tax Havens

Many corporations and wealthy individuals use offshore tax havens—countries with minimal or no taxes—to avoid paying $150 billion in U.S. taxes each year. By shielding their income from U.S. taxes, corporations and wealthy individuals shift the tax burden to ordinary Americans, who must pick up the tab in the form of cuts to public services, more debt, or higher taxes. The $150 billion lost annually to offshore tax havens is a lot of money, especially at a time of difficult budget choices. To put this sum in perspective, we present 16 potential ways that income could be used.

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Report | Iowa PIRG Education Fund | Consumer Protection

Trouble in Toyland

The 2012 Trouble in Toyland report is the 27th annual Iowa Public Interest Research Group (PIRG) survey of toy safety. In this report, Iowa PIRG provides safety guidelines for consumers when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards. 

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Report | Iowa PIRG Education Fund | Consumer Protection

Bigger Banks, Bigger Fees

We conducted inquiries at 250 banks and 116 credit union branches in 17 states and the District of Columbia and reviews banks fees online in order to determine whether or not banks are complying with the Truth and Savings Act - which requires disclosure of account fees to prospective customers. 

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Blog Post | Consumer Protection

The CFPB is 4 years old and has a lot to show for it! | Ed Mierzwinski

Tuesday, July 21, marks four years to the day since the Consumer Financial Protection Bureau opened its doors to protect consumers and make financial markets work. We've summarized some of the ways CFPB works for you on a new web page.

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Blog Post | Consumer Protection

How the CFPB’s Data Keeps Getting Better and Better | Mike Litt

As the CFPB turns 4 years old on July 21, here is some information on how it works for you and how we at PIRG use its data to produce reports, such as our new report on mortgage complaints to the CFPB. We've also got some photos from the Americans for Financial Reform "CFPB at 4" event.

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Blog Post | Consumer Protection

Event 5/11 re new book on black box decisionmaking & consumers | Ed Mierzwinski

UPDATED TO CONFIRM CFPB Speaker. We are hosting an event Monday, 5/11, from 9am-noon ET to discuss a new book, The Black Box Society, with author Frank Pasquale. Click Keep Reading to RSVP to attend in person or to watch the livestream. While credit bureaus have long functioned as black box gatekeepers to opportunity, panelists will discuss the growing use of more and more, even less transparent black boxes to categorize consumers in the digital economy.

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Blog Post | Consumer Protection

CFPB Begins Payday Regulation Push In Richmond | Ed Mierzwinski

We joined the CFPB in Richmond Thursday for a field hearing on a proposed rule to regulate payday lending and similar high-cost short-term loans. The CFPB's draft rule is comprehensive, covering a variety of loans, but it contains potential loopholes that we and other advocates will urge the bureau to close before it finalizes this important effort. Here's a short blog with some photos from Richmond.

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Blog Post | Consumer Protection

CFPB Adds Consumer Stories to Public Complaint Database | Ed Mierzwinski

Today, the CFPB took a step to make its excellent public database of consumer complaints even better, by adding complaint narratives (stories), but only with the consumer's consent. It's a step we've long urged. It will enrich our research into the marketplace, help consumers make choices and help good-actor firms avoid bad practices by others.

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Blog Post

This blog is the second in a series examining policy solutions to the plastic pollution crisis that are proven and replicable. This section covers recycled content requirements.

News Release | U.S. PIRG Education Fund

New report documents the benefits of electrifying the majority of buildings in America to consumers and the environment. 

Report | Iowa PIRG Education Fund

This new report documents the benefits of electrifying the majority of buildings in America to consumers and the environment.

Blog Post

We spoke to Je’May Ward, a clean beauty blogger from North Carolina, about what clean beauty advocacy means for her.

Blog Post

This blog is the first in a series examining policy solutions to the plastic pollution crisis that are proven and replicable. This section covers single-use plastic product bans.

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